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Regnant Money

AI-Powered Personal Finance Platform

Take control of your finances with intelligent automation, savings envelopes, financial predictions, and AI-powered insights. Track expenses, manage budgets, and achieve your financial goals.

Powerful Features

Everything you need to take control of your finances

Real-Time Dashboard

View your complete financial picture at a glance with net worth tracking, monthly income/expenses, budget status, and savings envelope progress.

Smart Budgeting

Create and track budgets by category with rollover support. Visual budget vs. actual charts show your spending patterns.

Savings Envelopes

Allocate, release, and transfer funds between savings goals. Track progress with visual indicators and real-time balance updates.

AI Statement Import

Upload PDF, CSV, or Excel bank statements and let AI automatically parse transactions and suggest categories.

Financial Predictions

Project your net worth up to 12 months ahead. Run what-if scenarios to see how different decisions impact your financial future.

Financial Time Machine

Explore "what-if" scenarios based on your actual history. See what your net worth would be with different past decisions.

Smart Categorization

The system learns your categorization preferences and automatically suggests categories for similar transactions.

Bulk Transaction Management

Select multiple transactions and edit or delete them in bulk. Quick date range filters with toggle buttons.

AI Assistant

Ask natural language questions about your finances. Get instant answers about spending, budgets, and trends.

How It Works

Get started in three simple steps

1

Connect or Import

Connect bank accounts via Plaid, create manual accounts, or upload bank statements for AI-powered parsing.

2

Set Budgets & Goals

Create category budgets and savings envelopes. Allocate funds toward your financial goals.

3

Track & Optimize

Monitor progress, run predictions, and get AI-powered insights to optimize your financial decisions.

Simple, Transparent Pricing

Choose the plan that fits your financial journey

Basic

Free forever

Free
  • Dashboard & Net Worth
  • Manual Accounts
  • Basic Budgeting
  • Transaction Management

Pro

POPULAR

For serious budgeters

$19/month
  • Everything in Basic
  • AI Statement Import
  • Savings Envelopes
  • Smart Categorization
  • Category Learning

Premium

Full financial intelligence

$29/month
  • Everything in Pro
  • Bank Account Sync
  • Financial Predictions
  • Time Machine Analysis
  • AI Assistant
  • Priority Support