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Effective Date: December 30, 2024 | Last Updated: December 30, 2024
BY ACCESSING OR USING REGNANT MONEY ("THE SERVICE"), YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SERVICE. YOUR CONTINUED USE OF THE SERVICE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND ANY FUTURE MODIFICATIONS.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Regnant Money ("Company," "we," "us," or "our"). By creating an account, accessing, or using the Regnant Money platform, website, mobile applications, or any related services (collectively, the "Service"), you agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.
You represent and warrant that you are at least 18 years of age, or the age of legal majority in your jurisdiction, and have the legal capacity to enter into this binding agreement. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Regnant Money is a personal financial management tool that provides features including, but not limited to: account aggregation, transaction tracking, budgeting tools, financial analytics, AI-powered insights, and financial forecasting. The Service is provided for informational and personal budgeting purposes only.
CRITICAL DISCLAIMER:
THE SERVICE DOES NOT PROVIDE FINANCIAL, INVESTMENT, TAX, LEGAL, OR ACCOUNTING ADVICE. ALL INFORMATION, PREDICTIONS, ANALYSES, AND RECOMMENDATIONS PROVIDED BY THE SERVICE, INCLUDING ANY AI-GENERATED CONTENT, ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS PROFESSIONAL FINANCIAL ADVICE. YOU SHOULD CONSULT WITH QUALIFIED PROFESSIONALS BEFORE MAKING ANY FINANCIAL DECISIONS.
BY USING THE SERVICE, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
You agree to defend, indemnify, and hold harmless the Company, its owners, directors, officers, employees, agents, affiliates, licensors, and service providers from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including but not limited to attorney's fees and legal costs) arising from:
This indemnification obligation will survive the termination of your account and these Terms.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.
You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service, including the determination of the scope or applicability of this agreement to arbitrate, shall be resolved by binding arbitration administered by a recognized arbitration organization in accordance with its rules then in effect.
YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. Unless both you and the Company agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative, class, or collective proceeding.
YOU HEREBY WAIVE YOUR RIGHT TO A JURY TRIAL FOR ANY AND ALL DISPUTES ARISING UNDER THESE TERMS OR RELATED TO THE SERVICE.
You agree to:
The Service and all content, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and design) are owned by the Company, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use only, subject to these Terms.
We reserve the right to suspend or terminate your access to the Service at any time, for any reason, without notice or liability. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Service. Your continued use of the Service after any changes constitutes your acceptance of the modified Terms. We may modify, suspend, or discontinue the Service at any time without notice or liability.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Delaware, and you consent to the personal jurisdiction thereof.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.
These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and the Company concerning the Service and supersede all prior agreements and understandings.
The Company shall not be liable for any failure or delay in performing its obligations under these Terms due to circumstances beyond its reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, civil unrest, government actions, pandemics, epidemics, power outages, internet failures, third-party service provider failures, or any other similar events.
The Service may contain links to or integrate with third-party websites, services, or content. We are not responsible for the content, privacy policies, or practices of any third parties. Your use of third-party services is at your own risk and subject to their respective terms and conditions.
If you have any questions about these Terms, please contact us at:
Email: legal@regnantmoney.com
Website: https://regnantmoney.com
BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTOOD THEM, AND AGREE TO BE BOUND BY THEM. YOU FURTHER ACKNOWLEDGE THAT THESE TERMS CONSTITUTE THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN YOU AND THE COMPANY AND THAT THESE TERMS SUPERSEDE ANY PRIOR OR CONTEMPORANEOUS PROPOSALS, AGREEMENTS, REPRESENTATIONS, AND UNDERSTANDINGS, WHETHER WRITTEN OR ORAL. YOU ACKNOWLEDGE THAT YOU HAVE HAD THE OPPORTUNITY TO SEEK INDEPENDENT LEGAL COUNSEL BEFORE AGREEING TO THESE TERMS.